Primary Savings Account
Your journey with Meridian Credit Union begins here. The Primary Share Account establishes your membership and reflects our commitment to integrity, transparency, and putting your financial well-being first.
We're here to empower your financial success, offering simple, accessible ways to save and grow while building a lasting relationship rooted in trust.
Account Features:
- Minimum $25 to open
- Earn dividends on balances of $25 or more
- Easy deposits via direct deposit, payroll deduction, or in-branch
- Convenient withdrawals at ATMs and local branch
- Access via online and mobile banking
- Federally insured through NCUA up to $250,000
Secondary Savings Account
Whether you're planning for something big or building peace of mind, our Secondary Savings Account helps you take control of your goals. We believe in member-focused empowerment, giving you the flexibility and tools to save with purpose.
Name your account, track your progress, and take confident steps toward what matters most - becuase your goals deserve personalized support and encouragement.
Account Features:
- No minimum deposit to open
- Earn dividends on balances of $5 or more
- Customize your account name to match your savings goal
- Access via online and mobile banking
- Federall insured through NCUA up to $250,000
Christmas Club Account
Make the holidays joyful - not stressful - with a Christmas Club Account designed to help you prepare ahead.
We're committed to helping you build lasting habits that support both your financial wellness and your family traditions.
Account Features:
- No minimum deposit to open
- Funds automatically transferred to your Primary Share Account in November
- Flexible deposits at your convenience or through automatic transfers
- Earn dividends on balances of $25 or more
- Access via online or mobile banking
- Early withdraw penalty may apply
- Federally insured through NCUA up to $250,000
Youth Savings
It's never too early to start building smart financial habits. Our Youth Savings Account supports families in teaching the value of saving.
We partner with parents and guardians to empower the next generation with the knowledge and confidence they need for a strong financial future.
Account Features:
- Ages 0-12
- Minimum $5 deposit to open
- Earn dividends on balances of $25 or more
- Automatic transfer to MCU Teen Savings Account at age 13
- Federally insured through NCUA up to $250,000
MCU Teen Savings
Designed for growing independence, our Teen Savings Account helps young members take the next steps in managing their money.
Account Features:
- Ages 13-17
- Minimum $5 deposit to open
- Earn dividends on balances of $25 or more
- Eligible to open Checking Account
- Access to online and mobile banking
- Automatic transfer to Primary Share Savings at age 18
- Federally insured through NCUA up to $250,000