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Savings Accounts

Primary Savings
Secondary Savings
Christmas Club
Youth Savings
Teen Savings
Certificates of Deposit
Smiling woman with piggy bank symbolizing savings

Primary Savings

Your journey with Meridian Credit Union begins here. This Savings Account is required and establishes your membership.

We're here to empower your financial success, offering simple, accessible ways to save and grow while building a lasting relationship rooted in trust.

Account Features:

  • Minimum $25 to open
  • Earn dividends on balances of $25 or more
  • Easy deposits via direct deposit, payroll deduction, or in-branch
  • Free Online and Mobile Banking
  • e-Statements available
  • Federally insured through NCUA up to $250,000

Secondary Savings

Whether you're planning for something big or building peace of mind, our Secondary Savings Account helps you take control of your goals. We believe in member-focused empowerment, giving you the flexibility and tools to save with purpose.

Name your account, track your progress, and take confident steps toward what matters most - because your goals deserve personalized support and encouragement.

Account Features:

  • No minimum deposit to open
  • Earn dividends on balances of $5 or more
  • Customize your account name to match your savings goal
  • Free Online and Mobile Banking
  • Federally insured through NCUA up to $250,000
Christmas scene with stocking, hot cocoa, and decorated tree.

Christmas Club

Make the holidays joyful - not stressful - with a Christmas Club Account designed to help you prepare ahead.

We're committed to helping you build lasting habits that support both your financial wellness and your family traditions.

Account Features:

  • No minimum deposit to open
  • Funds automatically transferred to your Primary Share Account in November
  • Flexible deposits at your convenience or through automatic transfers
  • Earn dividends on balances of $25 or more
  • Free Online and Mobile Banking
  • Early withdraw penalty may apply
  • Federally insured through NCUA up to $250,000
Happy family adding savings to piggy bank.

Youth Savings

It's never too early to start building smart financial habits. Our Youth Savings Account supports families in teaching the value of saving.

We partner with parents and guardians to empower the next generation with the knowledge and confidence they need for a strong financial future.

Account Features:

  • Ages 0-12
  • Minimum $5 deposit to open
  • Earn dividends on balances of $25 or more
  • Automatic transfer to MCU Teen Savings Account at age 13
  • Federally insured through NCUA up to $250,000
Smiling teen looking at money in hand.

Teen Savings

Designed for growing independence, our Teen Savings Account helps young members take the next steps in managing their money.

Account Features:

  • Ages 13-17
  • Minimum $5 deposit to open
  • Earn dividends on balances of $25 or more
  • Eligible to open Checking Account
  • Free Online and Mobile Banking
  • e-Statements available
  • Automatic transfer to Primary Share Savings at age 18
  • Federally insured through NCUA up to $250,000
Clock on top of a pile of money.

Certificates of Deposit

Grow your savings with confidence through a Certificate of Deposit designed with your long-term success in mind. CDs offer a dependable way to earn higher returns while knowing exactly what to expect - no surprises, just steady growth.

Account Features:

  • Minimum deposit of $500 to open
  • Flexible terms from six months to five years
  • Earn dividends on balances of $500 or more
  • Early withdrawal penalty may apply
  • Federally insured through NCUA up to $250,000

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