History

Meridian Credit Union is a not-for-profit, member-owned financial cooperative that exists to serve its members.  Being a not-for-profit cooperative means we return a portion of earnings back to our members by offering competitive rates on deposits and loans.  As a member-owned cooperative, Meridian Credit Union provides a safe place to save and borrow money.

Meridian Credit Union was chartered on February 18, 1952 as Ottumwa School Employees Credit Union to serve the Ottumwa Community School District employees and their families.  The credit union changed its name to Meridian Credit Union on May 1, 2008 and became open to any person residing in Appanoose, Davis, Jefferson, Keokuk, Mahaska, Monroe, Van Buren, or Wapello County in Iowa.

Vision Statement

To strengthen our communities by empowering our members and employees while leading with integrity.

Mission Statement

We serve with integrity, empower financial success, and build lasting relationships that strengthen our members and communities.  Our members are Priority #1.

Core Values

We lead with honesty, transparency, and accountability.  We are committed to doing what is right—always. Trust is earned through consistent ethical behavior and open communication with our members and one another.

Our members’ financial success is our purpose. We provide personalized guidance, meaningful education, and thoughtful solutions designed to help individuals and families achieve lasting financial well-being. Every interaction is centered on empowering those we serve.

We believe our greatest impact comes from working together.  We foster a positive, inclusive, and people-centered culture where employees and members alike are encouraged and equipped to succeed. Together, we create meaningful relationships that go beyond financial transactions.

We are deeply invested in the communities we call home. Through responsible stewardship, local partnerships, and genuine care, we create meaningful, long-term relationships.